Papers and Presentations

Paper: Credit Demand Among Risk Sharing Groups Under Formal Insurance

This paper exploits a natural experiment wherein tens of thousands of microfinance borrowers across rural Haiti received a quasi-random value of insurance benefit in the aftermath of catastrophic hurricanes, and shows that greater insurance increased a beneficiary's demand for credit on the extensive margin, e.g. made formal lending relationships more durable.

Paper: Consulting and Capital Experiments with Microenterprise Tailors in Ghana

A randomized trial in urban Ghana for microenterprises separated participants by providing advice from an international consulting firm, cash, both, or nothing. The treatments led to immediately expected results, however, no treatment let to higher profits on average so businesses reverted to previous practices.