Index insurance and risk management

Paper: Bundling Genetic and Financial Technologies for More Resilient and Productive Small-Scale Agriculture

This paper results reports from a RCT in Mozambique and Tanzania that bundled stress-tolerant maize seeds with index insurance for a seed-replacement guarantee. The analysis shows that farmers who experienced shocks and saw both technologies in action subsequently increased their agricultural investments, allowing farmers to return to return to their pre-shock positions and even to move toward higher expected incomes.