Technology adoption

Paper: Bundling Genetic and Financial Technologies for More Resilient and Productive Small-Scale Agriculture

This paper results reports from a RCT in Mozambique and Tanzania that bundled stress-tolerant maize seeds with index insurance for a seed-replacement guarantee. The analysis shows that farmers who experienced shocks and saw both technologies in action subsequently increased their agricultural investments, allowing farmers to return to return to their pre-shock positions and even to move toward higher expected incomes.

Paper: Credit Lines as Insurance: Evidence from Bangladesh

This study tests whether a new financial product that offers guaranteed credit access after a shock allows households to insure themselves against risk with a large-scale RCT involving 300,000 subjects in Bangladesh with one of the country’s largest microcredit institutions.