Market access and finance

Paper: Willingness to Pay for Insured Loans in Northern Ghana

This study from Ghana found that index insurance lowers overall demand for agricultural loans while farmers appear to prefer micro-level insurance over meso‐level insurance. The study also shows that farmers are willing to pay to avoid basis risk.

Paper: Credit Lines as Insurance: Evidence from Bangladesh

This study tests whether a new financial product that offers guaranteed credit access after a shock allows households to insure themselves against risk with a large-scale RCT involving 300,000 subjects in Bangladesh with one of the country’s largest microcredit institutions.

Paper: Telephone Directories for Mobile Phone Networks

A set of RCTs in Tanzania tested the impact of a telephone directory on business and agricultural households. Enterprises saw large increases in calls and mobile money. Households increased search activities and the use of mobile phones for business, with some evidence of improved farming outcomes.

Presentation: Heterogeneous Constraints and Incentives and the Uptake of Agricultural Innovations by Smallholder Farmers

Observations of smallholder farmer inefficiency often reflect failure to control for nature. An example would be Ivorien rice farmers effected on their production frontier once inconsistent control for soils, rain, and pests are involved.  So perhaps a non-uptake adoption is optimal as well? This presentation is based on the AMA Innovation Lab projects for the Mind the Gap Workshop.