This brief examines the parallel but currently separate efforts by the public and private sectors and demonstrate how combining efforts could lead to important synergies and advantages for both sectors.
An important aspect of this evaluation will explore whether or not the asset accumulation and productivity effects of insurance are sufficiently robust that they create a case for subsidizing insurance premiums as an alternative to cash transfers or food aid.
Unlike abstract questions about whether people might “like” to have insurance, the games put the actual product on the table with its market price attached.
Financial liberalization, combined with efforts from development agencies and the private sector, will significantly increase the range of products available to agricultural households around the world.
By rigorously documenting the impacts of the SKY program—both what works and what does not—we can provide information to health ministries, donors and policymakers around the globe.
Available evidence suggests that, in risk-prone environments, interventions targeted at improving the risk-management capacities of women might have a proportionally higher effect on women’s welfare.
If it were possible to insure MFIs against correlated risk, the benefits may extend to agricultural producers in the form of more available and less expensive credit, thus reducing the amount of rationed households.