Index insurance and risk management

Ghana inequality game

Evidence Insight: Inequality Impacts Risk Sharing and Insurance Demand

Lab-in-the-field experiments in Ghana found that participants were less likely to share risk, and more likely to select insurance, when their wealth was unequal. The findings raise the prospect that addressing inequality could have spillover effects for poverty reduction and resilience.

Bundling Genetic and Financial Technologies for More Resilient and Productive Small-Scale Farmers in Africa

Using a multi-year randomised controlled trial in Tanzania and Mozambique, this paper explores whether a complementary bundle of genetic and financial technologies can boost the resilience and productivity of small-scale farmers. The analysis shows that treatment-group farmers who experienced shocks and saw the technologies in action subsequently increased their agricultural investment beyond pre-shock levels.