This article investigates the impact of insurance backed contingent credit on demand for credit and investment decisions using a framed field experiment conducted in rural Tanzania.
This paper asks whether a hybrid contract, which combines joint liability with an individual collateral requirement, could resolve tradeoffs between collateralized individual loans that exclude those who lack the requisite collateral assets or are unwilling to put them at risk and joint liability loans that are subject to moral hazard and freeriding.
This paper demonstrates that a contract based on satellite data combined with a second-stage conditional audit has the potential to improve index insurance quality.
A set of RCTs in Tanzania tested the impact of a telephone directory on business and agricultural households. Enterprises saw large increases in calls and mobile money. Households increased search activities and the use of mobile phones for business, with some evidence of improved farming outcomes.
Small-scale fisheries in developing countries employ the majority of the world's fishers and are a critical source of income and nutrition for billions of people, yet they frequently suffer from overfishing. The team explores the mechanisms by which this undesirable outcome arises and argue that institutional reform should consider that resource users make jointly determined decisions about gear choice, including illegal ones, and harvest rates.
This presentation took place at George Washington University, United States on November 6, 2014 describing the importance of physical and informational infrastructure absence for Tanzanian small-scale fisheries.
This presentation took place at George Washington University, United States on November 6, 2014 describing how information is costly and can lead to inefficient market outcomes.
