The idea behind matching financial with technological innovations is to enable farmers to facilitate credit to buy fertilizer and encourage farmers to save for their own fertilizer purchases. These two options should allow farmers a more improved repayment system and helping farmers to save in "commitment" saving accounts.

This presentation is based on AMA Innovation Lab projects for the Poverty Traps Conference. This conference is a gathering point for USAID and other development assistant agencies to connect the poor to economic growth.

This presentation was presented on February 26, 2009 at Washington, DC.