This collaborative project will explore how risk-reducing technology, motivated and dedicated savings and indexed pre-approved lines of credit can be combined to provide protection against risk to reduce poverty.
This feasibility study will determine in what contexts in Nepal the development impacts of insurance-based risk management strategies would be maximized, and will assess whether there is data available to create an effective index for an insurance product.
This research puts emphasis on extending access to all in order to make financial liberalization a strategy that helps all levels of society. The project also informs the development of weather insurance programs worldwide, as well as helps clarify the potential of futures markets to improve farmer welfare.
This project seeks to understand the spillover effects of index insurance on other members of risk sharing networks, and partners with a local company to market a new insurance product to farmers who experience rainfall shocks.
The research will focus on developing simple, flexible and inclusive index insurance products, and learning how to link them with savings or credit to reduce the impact of basis risk inherent in any index product.
This research will help to inform policies and put emphasis on extending access to all, in order to make financial liberalization a strategy that can help all levels of society.